Best UPI Apps In India


UPI App stands for Unified Payment Interface Application. A digital mode of payment for all needs. And it is gaining popularity in India at a huge level. One major factor was Indian Govt is also encouraging people to use digital methods for transactions. This would be a great step in making of digital India. As of 2021 May this platform has 150 Million users in India which is plan to targeted to 500 Million by 2025.There are number of UPI-Applications who so ever are providing their services. Lets explore more into this.

What Is UPI App

Unified Payment Interface is an application which allow user to send or receive money from other bank account using a mobile platform 24*7 , 365 days. Moreover one can adjoin as many accounts in a single UPI app. UPI was introduced by National Payments Corporation of India(NPCI) in 2016. Which is Governed by Reserve Bank Of India. Starting with only 21 banks, now a total of 282 Banks are there.

Benefits of UPI App

  • Best Part is it’s available around the clock i.e. 24*7 and on holidays too , One can use it all 365 days of year.
  • Multiple Accounts can be linked into One UPI App. Although the UPI id will be different for each bank, which is issued by the Bank. e.g. one can have SBI/ICICI/AXIS bank accounts associated with single UPI App.
  • Instant Funds Transfer via mobile number/bank account number or QR code scanning.
  • All Merchant payment like recharge/bill payment/Gas payment/DTH/Electricity ETC.
  • In Single transaction 1 lakh rupees can be transferred or received.
  • No transaction fees is there while you do any transaction.
  • In UPI amount will be deducted from your Bank account so the Bank interest will be applicable unlike in Wallets where no interest apply.
  • One can make a payment of 20rs or 30rs also with UPI.

Also Read:- How To Sell Old OnePlus 7 Online For Best Price

Best UPI Apps In India

There are many UPI applications which are Popular in India. Here we will talk about some of them.

1, Phone Pe

Phone Pe UPI App was launched in August 2016. To make more user friendly this UPI App is available in 11 languages. A Phone Pe user can transfer or receive money/ mobile bill/mobile recharge/electricity bill/merchant payment/ and even insurance can be buy. Now this UPI App is acquired by Flipkart. Phone Pe is available for al mobile users iOS/Android. This app is having maximum number of downloads on play store.

2, Google Pay

Google Pay allows you to send and get money with your Gmail account. It’s easy to use. you can use the app for many other purposes. This is how it works. You need a Google account to use Google Pay. You can link your bank account with your Google Pay account to receive money directly into your account. To receive payments, you don’t need the app. It’s that simple! It’s also free! You only need an Smartphone and a internet connection. You can send money using your Google Pay app in just a few steps. Also it provides cashback offers and other merchandise offers like other UPI apps are also providing. You can use Google Pay to pay at many retail locations.


Pay tm application is available on any mobile device and allows users to send money via a mobile number to another person without having to download additional apps. It is easy to use and convenient for users. You can make online payments, recharge your mobiles, DTH connections, metro card purchases, and many other things. You can also buy Fastag for any vehicle. The UPI is supported by all major providers.

Also Read:-How To Check JIO Balance ?

Pay tm is used to transfer money to any Indian bank account. It is quick, easy, and secure. After you create an account, you will be able to view your UPI ID. To receive payments, you will need to link your bank account with your Pay tm account. This can be done by visiting your profile and clicking on the button that reads “Your Accounts”. This will display all bank accounts linked to your Pay tm Account.

There are several other UPI apps which are being used.. Here we have covered some most popular UPI platform. other UPI Apps are BHIM UPI, MobiKwik, Uber, Whatsapp. all of these applications are providing same services.

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disclaimer- if you found any missing or incorrect information, please contact us.

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